We specialize in all types of workers' compensation insurance in NY.
workers' compensation insurance is a type of insurance that your business NEEDS to carry and it is required by law. Often times, you will hear it referred to as workers' comp insurance, but it is the same thing. The insurance policy will act on behalf of your company and provide benefits to your employees when they have suffered a work-related illness or injury. They will often be paid out for:
In addition, this type of policy will pay out benefits to the family of a deceased worker who was injured or fell ill on the job. Should the deceased individual’s family sue the company, this type of insurance will help pay for any legal fees related to the lawsuit.
It is important for you to understand what workers' compensation insurance does and how it can help you or your employees. If you do not have a clear understanding of it, then you may think it is not necessary and this can leave you in a vulnerable position.
Some of the events that you and your employees will be protected from include:
When you have a good NY workers' compensation plan in place, you will feel protected and know that both you AND your employees are taken care of. It is important to note that if you don’t have workers compensation insurance, it can cost you – at a minimum, it might be $1,000. On the higher end, it might be $5,000. It’s best to just have it and avoid any penalty!
Working with a quality insurance company is vital to ensure that your employees receive the best care and that you are completely covered in a time of need. If you work with a company that does not have your best interests at heart, you may find that your employees cannot receive the care they need and you are left with the entire bill.
Some of the reasons why you should choose to work with us is because:
ALL of our programs are designed to support the company and promote the health and safety of all employees within the business. We will work closely with your employees to make sure they receive timely care and that they are evaluated and nursed back to health. Once ready to return to work, we will help transition them into their roles.
Unfortunately, there may be instances when an employee is unable to return to his or her post and in those cases, we will help to provide long-term care for the employee.
If you would like to discuss NY workers' compensation insurance for your business, call us now. We are ready to work with you to ensure your business is covered the way it needs to be and that you meet all federal regulations. Call NY Workers Compensation Insurance now for a FREE quote.
